Economic hardship and growing inequality are fuelling polarisation and resentment within societies. Geopolitical tensions are at their highest since the Cold War and national leaders in many countries are flexing their muscles in the international arena, sometimes to the point of armed conflict. 
 
The risk of political violence in many countries and regions, from strikes and civil unrest to terrorism or outright war, has rarely been higher. These risks threaten trade and prosperity, creating a vicious circle of economic and political instability. 
 
Our insurance solutions can protect a company against these risks, allowing trade and business to continue, even in the most unstable regions of the world. 
 
Our offer 
Our wide-ranging solutions provide continuity in the face of all forms of Political Violence, including terrorism, sabotage, strikes, riots, civil commotion, malicious damage, insurrection, revolution, rebellion, mutiny, coup d’état, civil war, and international war as set out in the schedule below. 
 
Coverage 
We primarily cover material damage to insured assets and subsequent Business Interruption, including operational risks and property under construction. Solutions can be tailored to cover specific risks faced by your business. 
 
Typical extensions for operational risks include: 

• Denial of access 
• Utilities or service interruption 
• Demolition and increased cost of construction 
• Extra expense 
• Contingent business interruption 
• Time element 
• Loss of attraction 
• Terrorism Liability 

 
Typical extensions for property under construction include: 

• Delay in start-up 
• Advanced loss of profit 

 
Client profiles 

• We can provide cover for a wide range of real estate and infrastructure assets, including: 
• Hotels 
• Offices 
• Real-estate portfolio’s 
• Public institutions 
• Retail assets 
• Industrial and manufacturing facilities 
• Power stations 
• Petrochemical plants 
• Refineries 

We also offer cover for mobile assets, including: 

• Cargo, both in transit and long-term storage 
• Fine art and specie for museums, exhibitions, dealers, and collectors, and for cash or securities in store 
• Land, equipment, and machinery 

 
Capacity 
We can offer our European clients a maximum capacity of EUR 250m for any one risk against physical damage and business interruption. Cover is provided through a consortium led by MSIG Specialty Marine and backed by capacity from various Lloyd’s syndicates. 
 
Key territories 
We can give worldwide cover, excluding in sanctioned countries. 
 
Comprehensive cover 
We live in a world where the risk of terrorism is ever present, yet property insurance policies are not designed specifically with this exposure in mind, leaving businesses exposed to uncertainty and potentially catastrophic business interruption. We work closely with our Property colleagues to create seamlessly tailored solutions to address these risks. 
 
Why us? 
In an uncertain and often unstable world, we provide clients with peace of mind and the confidence to trade, invest and thrive wherever they do business.